Protect your family when they need it most!
Our agents can help!

We know you love your children, and your home, and all the things that have made your life, well, your life. That's why we are going to take as much time as you want to help you with your options.

Term Insurance — provides affordable coverage for a specific number of years.
Whole Life Insurance — provides coverage for your entire life and build a cash value.
Universal Life Insurance — offers features of both term and permanent insurance, with more flexibility than other plans.

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• First, decide how much you need - and for how long - and what you can afford to pay. Keep in mind the major reason you buy life insurance is to cover the financial effects of unexpected or untimely death. Life insurance also can be one of many ways you plan for the future.

• Next, learn what kinds of policies will meet your needs and pick the one that best suits you.

• Then, choose the combination of policy premium and benefits that emphasizes protection in case of early death, of benefits in case of long life, or a combination of both.

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Our Agents can help you review your insurance needs and give you information about the available policies.
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HOW MUCH DO YOU NEED?
Take into consideration the following

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• Amount of family income you provide.

• If you die early, how would your survivors get by?

• Does anyone else depend on your financially?

• Do you have children you'd like to set aside money to finish education?

• How will your family pay final expenses and repay debts?

• Do you have family members or organizations you'd like to leave money to?

• Will there be estate taxes to pay after your death?

• Inflation and how it affects future needs.