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10 Grilling Safety Tips for Independence Day

6/28/2019

 
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America! Land of the free, and Home of the Brave! Celebrating Independence Day, for many, is a holiday planned out well in advance with great anticipation. Unfortunately, when the rockets red glare fade we are left with far more injuries and deaths than we should have.

Independence Day has become considered by most to be the most dangerous American holiday, claiming an estimated 600 lives each year between travel accidents, fireworks accidents, and other Independence day activities.

​We will cover other tips in the coming days, but today we are focusing on Grilling tips to keep your barbecue safe this 4th of July. Read on for 10 grilling tips

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Roads are wet too ... drive carefully

6/20/2019

 
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Hydroplaning - What is it?

It starts like a scary story, with a dark and stormy night. You’re headed home when suddenly you lose control of your vehicle and slide across one lane, two lanes or more before you end up on the shoulder. Though rain pelts your windshield, you feel as though you just drove on ice. In reality, you have just hydroplaned.

So what is hydroplaning? In short, hydroplaning – sometimes called aquaplaning – occurs when the tires of your vehicle lose contact with the road beneath them in wet or rainy conditions.
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This most commonly occurs during heavy rain storms when water is pooling on the roads faster than it can drain. Vehicles traveling on wet roads at speeds too fast for the wet conditions can fall victim to hydroplaning.
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How to prevent hydroplaning?

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Well before rainy conditions arrive, you should:
  • Check your tires and wiper blades. Your tires are your first line of defense against hydroplaning because they clear water away from the road, which allows you to maintain traction. Make sure your tires are ready for the task by ensuring they are properly inflated. Also go a step further and inspect your tires. Rotate or replace any tires that are showing significant tread wear.

    Finally, replace any wiper blades the make noises or leave streaks on your windshield. New wiper blades are much cheaper than repairing your car after an accident.
  • Know the roads. You may not know exactly where water has collected on the roads, but certain safety rules generally apply. You are safer driving in interior lanes as opposed to exterior lanes. This is because water drains to the outer lanes before it runs onto the shoulder. You should also avoid any standing puddles—going through them only exposes your vehicle to unnecessary risk.
  • Drive smart. Safe driving during wet conditions is as much about the outside weather as it is about how you handle your vehicle. When you head out on wet roads, slow down to give your tires a chance to scatter water.

Also avoid sharp turns or hard stops, which put a burden on your tires. Remember to turn off your cruise control for the entire trip, even if it is a long drive. This will prevent your vehicle from maintaining the desired speed, which is dangerous if your car hydroplanes.
What should I do if I start hydroplaning?

If you can’t avoid traveling on wet roads altogether, it’s best to drive slow and steady. But what should you do if you start hydroplaning anyway?

The first thing to do is relax, as frantic movements will only make your situation worse. As you feel your car lose contact with the road, calmly but firmly grip the steering wheel with both hands. Don’t slam on the brakes or make dramatic motions with the steering wheel – these actions will jeopardize your control of the car.

Instead, aim the nose of your vehicle forward and calmly make slight adjustments with the steering wheel to keep your vehicle going in the right direction. Then take your foot off the gas and allow your car to slow down naturally as you continue to navigate. Resist the urge to slam on the brakes.

But what if you are going to hit something?

If you’re heading toward another car, tree or median, then you may be forced to apply the brakes. How you should apply the brakes depends on the car you drive.

If your car is equipped with regular brakes, pump them regularly and lightly as you continue to steer in the direction you want to go. If your car has anti-lock brakes, you should brake as normal by applying steady pressure to the brakes. Just try not to slam on the brakes. The process for braking when you’re hydroplaning is actually very similar to braking when you’re skidding on ice.

Hydroplaning is scary, but you truly can handle it with extra precaution and a little knowledge. When it comes to handling your auto insurance, let us help. Contact Baker Insurance to find out more or to get an auto quote today. 


Is it Safe to Use a Hands-free Device to Talk on a Cellphone While Driving?

6/19/2019

 
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ROAD TRIP!!!!!  The anthem screamed by many over the summer months.  Windows open or top down, filling the car with a couple friends, some snacks, and tunes.  Maybe there is a destination, or just seeing where you end up. The hours can slip by and make you feel free and without a care in the world (except where the next bathroom break will be.)  But rest assured, nothing derails a road trip faster than an accident, so make your road trip as safe as you can by following our advice on using cell phones while driving.

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How to Move From the Couch to a 5K

6/12/2019

 
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If you’re looking for motivation to get off the couch, running a 5K is a great fitness goal to work toward. Don’t be intimidated by the number. At a distance of just over three miles, a good training program can have you crossing the finish line of your first 5K in just a few months.

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Should I Get Life Insurance for My Child?

6/5/2019

 
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Summer is almost here, and that means that schools are letting out for summer break. We hope this summer is safe and full of fun, but we are aware of the unpredictability of life. Because you never know what will be thrown your way, you can design a plan to protect your child's future. There is value in considering a life insurance policy for your children, read on to find out if it may be right for you.

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