There are few things in life worse than losing your home to fire or a natural disaster.
Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to the way it was before trouble struck.
If you get guaranteed replacement cost coverage, that is unlikely to happen. Why? Because guaranteed replacement cost will pay for the full cost of rebuilding your house back to its previous size and specifications* – right down to the granite countertops, custom bookshelves, and gleaming hardwood floors that you so love.
When winter arrives, so do difficult driving conditions like whiteouts and black ice.
Road salt helps melt ice, which definitely makes the roads safer. However, there are some definite downsides when it comes to your car. . Read on to learn exactly how road salt works—and what road salt does to your car.
Actually it was neither. The expression “dirty rat” is one of the most misquoted lines from a film from the James Cagney movie “Taxi”. The closest he got to it was: “Come out and take it, you dirty, yellow-bellied rat, or I’ll give it to you through the door!”
Nevertheless, nobody likes uninvited guests. But compared to common pests like flies, ants or mice… a flying bat circling above you is universally spooky. That’s because these winged creatures have developed a reputation as disease-carrying pests out to infest your home.
They’ve been known to carry rabies. And their droppings can carry diseases, too. But are bats really as dangerous as their reputation suggests?
Halloween is tomorrow, and it looks as though the weather will not be favorable for trick or treating. Many townships have already rescheduled trick or treating for another date so check with your local office to see if you are one of the affected communities. If not, then following some safety tips is even more important. Rain and overcast conditions will make it more difficult for drivers and trick-or-treaters alike.
Stay safe and enjoy your Halloween.
On the Trick-or-Treat Trail:
You could set your watch to it.
Every Halloween, my mom would set me loose in the neighborhood with a hug and a robust checklist of safety tips: Pay attention, look out for cars, watch where I was going, stay with my group and report home immediately after the candy revelry ended.
Her caution was justified. According to the National Highway Traffic Safety Administration, Halloween is the most dangerous night of the year for pedestrian fatalities. It’s dark and children are excited and often wearing dark clothes.
Fortunately, a little preparation goes a long way. Here’s a checklist of things you’ll want your little candy collectors to have.